Payments · Compliance

Introducing Payment Methods

Empowering customers with seamless and convenient payment options.

Role
Product Manager, Payments & Checkout
Market
India
Trigger
E-Mandate regulation, October 2021
$1M
ARR saved

01Project Overview

The project focused on enhancing the payment experience for customers in India in response to the E-Mandate regulations. By implementing immediate solutions and long-term strategies for recurring payments, the initiative aimed to streamline transactions, ensuring compliance while improving customer satisfaction.

This comprehensive approach not only saved over $1 million in revenue but also strengthened customer relationships in a key market, demonstrating the importance of adapting to evolving payment landscapes.

02Context

In October 2021, India released the E-Mandate, a digital authorization process that requires individuals to grant businesses permission for recurring payments or direct debits from their bank accounts. This impacts only online merchants that do not have a local presence or tax collecting entity in India such as Dropbox.

India was a high-growth market for Dropbox with over $1.5M in recurring payments and there was an urgency to act.

03Situation

The sudden implementation of the law caught online merchants off guard, particularly those with a significant market presence in India. These merchants were taken by surprise when their customers were no longer able to make subscription payments.

Within a day, all of our customers experienced rebill failures, and if no action was taken, we would lose our entire customer base within a month.

04My Role

As the product manager for the payments & checkout team, my role was to help our customers in India with a viable method and a product that would let them pay for their subscriptions otherwise our customers would have a bad experience and Dropbox would've lost a significant portion of our business there.

05Product

I helped drive the product development process through 3 different stages:

  1. Stop immediate bleeding to prevent customer thrash
  2. Root cause analysis
  3. Solutioning to get payments back up and running and figuring out long-term solutions for recurring payments
New payment methods for customers in India

06Results

  • Improved upon our customers experiences in India saving $1m+ in revenue in the market with an expanding customer base in India